LITERASI KEUANGAN DAN PENGARUHNYA TERHADAP HEDONISME MAHASISWA

Yuni Mariani Manik(1*), Muhammad Bukhori Dalimunthe(2),

(1) 
(2) 
(*) Corresponding Author


Abstract


The problem in this research is Hedonism Students . The purpose of this research is to know the influence of Financial to hedonism students. This research was carried out in Efarina Unifersity . This type of research is expost facto with sampling techniques using total sampling or the whole population research i.e. as many as 230 students. Data collection instruments in this research is the observation, documentation, and question form or questionnaire. Test research instrument using the test validity and reliability are done using application software SPSS version 20. Data analysis techniques used include: test of normality, test linearity, multicollinearity test, heterokedastisitas test, multiple linear analysis, determination of the coefficient and test hypotheses, namely: t-test and F-test that uses the software SPSS version 24.Multiple linear regression calculation Results isY = 20.677 – 0 144X,1+ 0, 792X2. While the results of the test showed that the t in parsiaifl financial literacy has a negative and significant effect against hedonism with value tcalculate<ttable (< 2.736-1.981) at 95% significance level α = 0.05,  a positive and significant influence towards hedonism with t >tcounttable (15.454 <1.981) at significant level 95% or α = 0.05. F test results show that financial literacy have significant influence towards hedonism with a value of Ffemale> Ftable (129.025 >3,04 ) and the value of significance α (0.000 < 0.05).


Full Text:

PDF

References


Al, R. Zulkifli. 2016. Gaya Hidup Hedonisme Di Kalangan Mahasiswa Penerima Beasiswa Kaltim Cemerlang Fakultas Ilmu Sosial dan Ilmu Politik Universitas Mulawarman. eJournal Sosiatri-Sosiologi.

Andin. 2016. Hubungan Interaksi Teman Sebaya Dengan Perilaku Konsumtif Siswa Kelas XI Di SMA N 6 Yogyakarta.E-Jurnal Bimbingan Konseling Edisi 2, 41-49

Annamaria, L.& Olivia S, M. 2014. The Economic Importance of Financial Literacy: Theory and Evidence. Jurnal of Economic Literature, 5-44.

Bhushan, P.& Medury, Y. 2015. Financial Literacy and its determinants. International Jurnal of Engineering, Business and Enterprise Applications (IJEBEA), 4(2), 155-160.

Dharmmesta, S,B. & Handoko, H. T. 2000. Manajemen Pemasaran, Analisis Perilaku Konsumen. Ed-1. Yogyakarta: BPFE.

Gumulya , J. 2012. Pengaruh Konsep Diri Terhadap Perilaku Konsumtif Mahasiswa Universitas Esa Unggul. Jurnal Psikologi, Volume 11, No.1, Jakarta.

Haiyang, C., & Ronald P, V. 1998. An Analysis Of Personal Financial Literacy Among College Students. Finnancial Service Review.

Heck, Z. 2014. The Prevalence of Family Business From a Household sample. Fam Busrev, 12, 209-2224.

Indah, I. 2013. Pengaruh Financial Literacy Terhadap Perilaku Konsumtif Remaja Pada Program Tps Surakarta. Jupe UNS, 48-58.

Imawati, dkk. 2013. Pengaruh Financial Literacy terhadap Perilaku Konsumtif Remaja pada Program IPS SMA Negeri 1 Surakarta Tahun Ajaran 2012/2013. Jurnal Jupe UNS, Voln02 No1 Hal 48-58.

Jenier . 2013. Ilmu Sosial Budaya Dasar (Kebudayaan Sebagai Syarat dan Ancaman).FPIK Universitas Brawijaya Malang, Malang.

Kotler, P., & Kevin, A. 2009. Manajemen Pemasaran. Jakrta: PT.Indeks.

Lewis, Mitchell., & Linda Schmid, K. 2009. The Impact of Financial Literacy Education on Subsequent Financial Behavior. Journal of Financial Counseling and Planning.

Lusardi, A., & Peter, T. 2009. Debt Literacy, Financial Experiences, and Overindebtedness. NBER Working Paper, No.14808.

M, Aditya. 2017. Pengaruh Kualitas Produk dan Kelompok Referensi Terhadap Keputusan Pembelian Raket Pada Pemain di Kabupaten Lamongan. Jurnal Pendidikan Tata Niaga, Volume 3, No.3.

Muhammad, I. 2018. Dramaturgi Pada Gaya Hidup Hedonis Di Kalangan Mahasiswa Kampus Panam Pekanbaru. eJournal Sosial-Politik Unri.

Murisal, 2014. Pengaruh Kelompok Acuan Terhadap Perilaku Konsumtif Remaja Puteri. Jurnal Ilmiah Kajian Gender.

Nababan, D., & Isfenti, S. 2012. Analisis Personal Financial Literacy dan Financial Behaviour Mahasiswa Strata 1 Fakultas Ekonomi Universitas Sumatera Utara.Skripsi Febi, Universitas Sumatera Utara, Medan.

Nazir, M. 2005. Metode Penelitian. Jakarta: Ghalia Indonesia.

Novita , Trimartini. 2014. Studi Kasus Tentang Gaya Hidup Hedonisme Mahasiswa Bimbingan dan Konseling Universitas Ahmad Dahlan. Psikopedagogia, Volume 3 No.1.

Dewi, Nurita. 2017. pengaruh lingkungan keluarga, teman sebaya, pengendalian diri dan literasi keuangan terhadap perilaku konsumtif mahasiswa. Jurnal of economic education vol. 6 Halaman 29-35.

Otoritas Jasa Keuangan. 2016. Survei Nasional Literasi Keuangan Dan Inklusi Keuangan . OJK.

Rahardjo, & W, S. 2007. Prilaku Hedonis Pada Pria. Universitas Guna Darma, Volume 2, Jakarta.

Riska, D. 2016. Hubungan Antara Konsep Diri Terhadap Hedonisme Remaja Club Mobil Purwokerto. Jurnal Psikologi.

Rosita, N. 2005. Hubungan Antara Interaksi Sosial Dengan Perilaku Konsumtif Pada Ibu-Ibu Di Lingkungan Perumahan Desa Kopenrejo, Kelurahan Maguwoharjo, Kec.Depok, Kabupaten Sleman. Skripsi. Yogyakarta: Universitas Proklamasi 45.

Sheila, F. 2016. Pengaruh Literasi Keuangan Melalui Rasionalitas Terhadap Perilaku Konsumtif Siswa se-Kota Semarang . Journal of Education.

Suparti, 2016. Mittigating Consumtive Behaviour: The Analysis of Learning Experiences of Housewives. Internasional Education Studies Vol.9 No.03 2016.

Susanti, Susi. 2016. Pengaruh Pergaulan Kelompok Acuan Terhadap Perilaku Konsumtif Mahasiswa Pendidikan Ekonomi FKIP Untan Pontianak. e-Journal FKIP UNTAN.

Winaryo. 2017. Pengaruh Status Sosial Ekonomi dan Kelompok Teman Sebaya Terhadap Perilaku Konsumtif Siswa Kelas XI IPS SMA N I Purbalingga. Skripsi, Universitas Negeri Yogyakarta.

Zaldiansyah, M. 2005. Hubungan antara Beberapa Karakteristik Kelompok Acuan dengan Motivasi Belajar Siswa Kelas dua SMA Karya Sejati. e-Journal STIPSI Dharma: Palembang




DOI: http://dx.doi.org/10.24127/pro.v7i2.2681

Refbacks

  • There are currently no refbacks.


Office:
Jl. Ki Hajar Dewantara No. 116KotaMetro,KodePos 34111, Lampung, Sumatera - Indonesia

web stats
Promosi Stats

 

 

Flag Counter:

Flag Counter