PENGARUH FINANCIAL TECHNOLOGY, FINANCIAL LITERACY, DAN HEDONISM LIFESTYLE TERHADAP PENGELOLAAN KEUANGAN SISWA SMKN 4 SURABAYA

Dhanis Ayu Priasiwi(1*), Rochmawati Rochmawati(2),

(1) 
(2) 
(*) Corresponding Author


Abstract


This research aims to determine the influence of financial technology, financial
literacy, and hedonism on the financial management of students at SMKN 4
Surabaya. This type of research is ex-post facto research with research subjects,
namely class XI students majoring in financial and institutional accounting at
SMKN 4 Surabaya, totaling 102 students. The sampling technique used was
purposive sampling with a total of 64 students. The data analysis technique uses
multiple linear regression analysis with SPSS 25 software. The research results
show that (1) financial technology, financial literacy, and a hedonistic lifestyle
simultaneously have a significant effect on students' financial management. (2)
Financial technology has a positive and significant effect on students' financial
management. (3) Financial literacy has a positive and significant effect on students'
financial management. (4) The hedonism lifestyle has a positive and significant
effect on students' financial management. The adjusted R square value in this study
was 50.5%, which means that the contribution of financial technology, financial
literacy, and a hedonism lifestyle to students' financial management was 50.5%,
while the remaining 49.5% was influenced by other variables outside of this
research.


Keywords


hedonism lifestyle, financial literacy, financial management, financial technology

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DOI: http://dx.doi.org/10.24127/pro.v11i2.9094

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Universitas Muhammadiyah Metro
Jl. Ki Hajar Dewantara No. 116 Kota Metro, Kode Pos 34111, Lampung, Indonesia



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